What happens when you apply for a PayDay loan

From NPR.
I’ve had clients over the years who were email marketing agencies selling leads to lenders. Their delivery is horrible, even when they’re doing all the “right things” for email. I’ve come to the conclusion that PayDay lenders are a lot like lawyers: “95% of them give the rest a bad name.”
PayDay loans are the one area where content trumps everything else, and so much of the content out there is bad, it can ruin delivery for everything. The NPR article speaks to why that is.

The Internet is for Spam
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Spam illustrated

Portraits of Spammers
It’s been a long week, so enjoy some art (and spam). Next week we’ll get back to discussing the many faults of Gmail. And senders. And receivers. And, well, everyone has faults. And email is Dead. Tabs killed it.

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TWSD: avoid filters

I was cleaning out one of my spamtraps. This is the one that gets a ton of “legitimate” spam. In the last 12 hours it’s gotten spam advertising: T.G.I.Fridays, KFC, Applebees, LendingTree, Lasix Vision Institute, Khols, Burger King, Match.com, and Vistaprint.
The footer of some of the mails are making me laugh, though. It’s clear they’re trying to comply with CAN SPAM, but are having problems with content filtering. Here’s a brief selection of the footers:
Ondemand Research, 1O5 E.[34th]-Street Ste 144, New Y0rk, NY 1OO16
Ondemand Research, 105 E. 34th Street St #144, New York, NY 10016
0ndemand=Research, 1O5/E/./34th Street Ste 144,New Y0rk,NY=1OO16
Poor OnDemand Research, they just can’t catch a break.
EDIT: Just got a spam for Ruby Tuesday’s using a .pw domain.

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Appendleads is not unusual

I called out David Williams from appendleads.com yesterday for his spam. Sure he’s a spammer, his database is full of garbage information and his email violates CAN SPAM but he’s not that unusual in the realm of list sellers. He is very typical of the people I see offering lists for sale.
List sellers are the internet version of used car salesmen. Everyone knows they are slimy sales guys who will do anything to close the sale. They don’t have a real web presence, just visit appendleads.com and see what I mean.
And yet, people still buy lists from them! I have no doubt that my spammer friend has a nice little business selling email addresses. He sends out spam, he gets a few responses, makes a tidy profit and then sends out another spam, hooks a few more people and makes more money.
OK, so not all list sellers are like appendleads. Some of them go so far to build a website. But at the core they’re the same. They are selling data that isn’t clean, it’s not opt-in, it’s not been verified.
This is why so many of us harp on not buying lists. The sales guys talk a great game, but they aren’t selling what purchasers think they’re getting. They also don’t care. They have no incentive to clean up their data. They have no incentive to accurately represent what they’re selling. All of the risk is on the person that sends the email. Once they have their money, the buyer is on their own.
Can you ever successfully purchase a list? I’m sure some senders have. But that experience is closer to winning more than a thousand dollars in the lottery than an actual good business decision.

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